The only types of checks we cannot cash are personal checks. Cash limits and the costs to you. As of 2018, we have a check cashing limit of $5,000, although we increase this limit to $7,500 from January to April of each year. Our check cashing fees are $4 for any checks up to $1,000. For checks between $1,001 and $5,000, the fee is $8. Chase Bank is one of the big banks that does allow you to cash a check directly through.

Anti-money laundering regulations require that we are able to prove your identity. To ensure a speedy transaction it would help if you brought the following:

• Photo ID (current passport or drivers licence)
• Utility Bill (dated within the past 3 months)
• Any documentation that came with the cheque (if applicable)

Do not be offended if we ask you a series of questions related to your cheque; all of the information is used to help us cash your cheque for you.

Cash Cheque Withdrawal

If you are not able to produce sufficient ID, we will still do our best to say “yes!” and cash your cheque, however the process may take slightly longer, and you may be asked additional personal questions.

Our cheque cashing service instantly turns your cheque into cash, with an unbeatably low rate of 5.9%, and £2.99 item fee. Your £100 cheque becomes £91.11! Minimum fee £4.99.

Cash Cheque Without Bank Account

Cash Cheque Meaning

While we endeavour to cash every cheque, there is no guarantee your cheque will be cashed until we are presented with the cheque, confirm your identification, conduct our checks and have the necessary information to proceed with the transaction. We also endeavour to pay out all cheques in full (after fees) on the spot, however part payments on the day may occur depending on cash holdings and/or the need to place cheques on bank clearance prior to payout. Full payout will be made as soon as possible thereafter. We reserve the right to refuse any cheque.